In a medium-sized saucepan, combine the half-and-half (or whipping cream), salt, granulated garlic, and pepper.
Bring this mixture to a boil over medium heat.
Once boiling, gradually whisk in the quick-cooking grits.
Reduce the heat to low, cover the saucepan, and simmer for 5 to 7 minutes, stirring occasionally, or until the grits have thickened to your desired consistency.
Stir in the cubed cream cheese, shredded sharp Cheddar cheese, and hot sauce.
Continue to stir until the cheeses have fully melted, and the grits become creamy and smooth.
Serve the creamy cheddar grits immediately while they are hot and delicious.
Enjoy your Creamy Cheddar Grits as a comforting and indulgent side dish!