Heat a large cast iron skillet over medium-high heat.
Add the beef and break up the meat into small pieces with a wooden spoon.
Cook, stirring occasionally, until browned all over and cooked through, about 5-7.
Drain fat.
Stir cumin and chili powder into the meat.
Season with salt and pepper to taste.
Add tomato paste and about 2 tablespoons of water.
Cook until the water cooks off and the flavors have melded, about 2 more.
Turn off heat and set aside.
Assemble salad: Toss chopped lettuce, cooked ground beef, cherry tomatoes, black beans, cheddar cheese, avocado, cilantro and pico de gallo together in a large serving bowl.
Serve with sour cream and lime wedges.