Preheat your oven to 350°F (175°C).
Wrap the flour tortillas in foil and heat them in the oven for about 15 minutes.
Alternatively, you can heat them in the microwave for 30 seconds on High at the end of Step 3 if you want to save time.
In a 10-inch skillet, heat the vegetable oil over medium-high heat.
Add the chopped red bell pepper, red onion, minced garlic, and jalapeño.
Cook, stirring occasionally, for about 2 minutes.
Add the drained and rinsed black beans and cook, stirring frequently, for an additional 3 minutes.
Reduce the heat to medium and add the cubed cream cheese and salt.
Cook, stirring occasionally, for about 2 minutes, until the cream cheese is fully melted and the mixture is creamy.
Stir in the chopped cilantro and the juice of one lime.
Spoon about ¾ cup of the mixture evenly down the center of each warmed tortilla.
Roll up the tortillas, garnish with additional cilantro and lime wedges, and serve immediately.
Enjoy your Creamy Black Bean Burritos!