Spray 13x9-inch (3-quart) glass baking dish with cooking spray.
In 2-quart saucepan, stir 1 cup of the coconut milk, the water, 1⁄2 teaspoon of the salt and the rice.
Heat to boiling over high heat.
Stir; reduce heat to low.
Cover; simmer 15 minutes or until liquid is absorbed.
Remove from heat; fluff rice with fork.
In large bowl, stir carrots, cauliflower, peas, chile, oil, remaining 1 teaspoon salt and the garam masala.
Stir in cooked rice and remaining coconut milk until well blended.
Spoon into baking dish.
Cover with foil; bake 40 minutes or until thoroughly heated.
Garnish with cilantro; squeeze lime juice over top.
Notes / Tips / Wine Advice:
Be sure to use plastic gloves when seeding and chopping the chile. Its essential oils can burn if you use your hands and then touch your face. If you’d like extra heat, don’t remove all of the seeds . . . or try using 2 serranos!